Updated 16.03.2026

Consumer Loans
REST API

Introduction

This document describes Teya's Consumer Loans REST API (v3) which enables merchants to offer consumer loans through eCommerce websites and POS systems.

The API supports these integration patterns:

• Teya UI Integration - Customer is redirected to Teya's self-service portal to complete the loan application (eCommerce).
• POS Integration - Customer receives an SMS with a link to Teya's self-service portal (Point of Sale).
• eCommerce plugin Integration - Plugin for eCommerce.

Environments

Consumer Loans API v3 is a REST service communicating over HTTPS encrypted with TLS 1.2. All request and response bodies use JSON format.

A username and password with access to the service is required (HTTP Basic Authentication).

Contact Teya for access information at hjalp@teya.is or 560 1600.